{"id":433259,"date":"2023-11-28T05:32:07","date_gmt":"2023-11-28T04:32:07","guid":{"rendered":"https:\/\/www.kafinea.com\/?post_type=docs&#038;p=433259"},"modified":"2026-04-23T01:52:27","modified_gmt":"2026-04-22T23:52:27","password":"","slug":"les-mandats-sepa","status":"publish","type":"docs","link":"https:\/\/www.kafinea.com\/fr\/documentation\/finances\/les-mandats-sepa\/","title":{"rendered":"Les mandats SEPA"},"content":{"rendered":"<blockquote class=\"bq-exemple\">\n<p>\ud83d\udccd <strong>O\u00f9 trouver ce module ?<\/strong><br \/><em>Menu principal &gt; Finances<\/em><\/p>\n<\/blockquote>\n<hr \/>\n<h2>Introduction<\/h2>\n<p>Le module <strong>Mandats SEPA<\/strong> permet de g\u00e9rer les autorisations de pr\u00e9l\u00e8vement donn\u00e9es par vos clients. Un mandat SEPA est un document par lequel un d\u00e9biteur (votre client) autorise un cr\u00e9ancier (votre entreprise) \u00e0 pr\u00e9lever des sommes sur son compte bancaire. Il est accessible via <em><strong>Finances &gt; Mandats SEPA<\/strong><\/em>.<\/p>\n<p>Le mandat est un pr\u00e9requis obligatoire pour effectuer des pr\u00e9l\u00e8vements bancaires conformes \u00e0 la norme SEPA.<\/p>\n<hr \/>\n<h2>1. Cr\u00e9er un mandat SEPA<\/h2>\n<p>Cliquez sur <em><strong>Ajouter un mandat<\/strong><\/em> depuis la liste du module.<\/p>\n<p><strong>Informations \u00e0 renseigner :<\/strong><\/p>\n<ul>\n<li><strong>D\u00e9biteur<\/strong> : le client qui autorise le pr\u00e9l\u00e8vement (obligatoire)<\/li>\n<li><strong>Compte bancaire<\/strong> : le compte bancaire tiers du d\u00e9biteur sur lequel les pr\u00e9l\u00e8vements seront effectu\u00e9s<\/li>\n<li><strong>IBAN<\/strong> et <strong>BIC<\/strong> : les coordonn\u00e9es bancaires (pr\u00e9-remplies depuis le compte bancaire tiers)<\/li>\n<li><strong>R\u00e9f\u00e9rence Unique de Mandat (UMR)<\/strong> : l&rsquo;identifiant unique du mandat, requis par la norme SEPA<\/li>\n<li><strong>Date<\/strong> : la date de signature du mandat<\/li>\n<\/ul>\n<p><strong>Options :<\/strong><\/p>\n<ul>\n<li><strong>Paiement r\u00e9current<\/strong> : indique si le mandat autorise des pr\u00e9l\u00e8vements r\u00e9currents ou un pr\u00e9l\u00e8vement unique<\/li>\n<li><strong>B2B &#8211; Pr\u00e9l\u00e8vement interentreprises<\/strong> : cochez cette option pour les mandats entre entreprises (sch\u00e9ma SEPA B2B), qui offre des d\u00e9lais de contestation r\u00e9duits par rapport au sch\u00e9ma CORE (particuliers)<\/li>\n<\/ul>\n<blockquote class=\"bq-important\">\n<p><strong>Important :<\/strong> La R\u00e9f\u00e9rence Unique de Mandat (UMR) est obligatoire et doit \u00eatre unique. Elle identifie le mandat aupr\u00e8s des banques et doit figurer sur chaque ordre de pr\u00e9l\u00e8vement.<\/p>\n<\/blockquote>\n<hr \/>\n<h2>2. Utilisation dans les pr\u00e9l\u00e8vements<\/h2>\n<p>Les mandats SEPA sont utilis\u00e9s lors de la cr\u00e9ation de <a href=\"https:\/\/www.kafinea.com\/documentation\/finances\/les-prelevements-bancaires\/\">pr\u00e9l\u00e8vements bancaires<\/a>. Le syst\u00e8me v\u00e9rifie que chaque client pr\u00e9lev\u00e9 dispose d&rsquo;un mandat valide avec un compte bancaire renseign\u00e9.<\/p>\n<hr \/>\n<h2>3. Questions fr\u00e9quentes<\/h2>\n<p><strong>Un client peut-il avoir plusieurs mandats ?<\/strong><br \/>\nOui, un client peut avoir plusieurs mandats actifs, par exemple pour des comptes bancaires diff\u00e9rents. Lors du pr\u00e9l\u00e8vement, le mandat associ\u00e9 au compte bancaire par d\u00e9faut sera utilis\u00e9.<\/p>\n<p><strong>Quelle est la diff\u00e9rence entre un mandat CORE et un mandat B2B ?<\/strong><br \/>\nLe mandat CORE s&rsquo;applique aux pr\u00e9l\u00e8vements sur des comptes de particuliers, avec un droit de contestation de 8 semaines (ou 13 mois en cas de pr\u00e9l\u00e8vement non autoris\u00e9). Le mandat B2B s&rsquo;applique entre entreprises et ne permet pas de contestation apr\u00e8s ex\u00e9cution, offrant plus de s\u00e9curit\u00e9 au cr\u00e9ancier.<\/p>\n<p><strong>Le mandat a-t-il une date d&rsquo;expiration ?<\/strong><br \/>\nSelon la r\u00e9glementation SEPA, un mandat devient caduc s&rsquo;il n&rsquo;est pas utilis\u00e9 pendant 36 mois cons\u00e9cutifs. Il est recommand\u00e9 de surveiller l&rsquo;activit\u00e9 de vos mandats.<\/p>\n<hr \/>\n<h2>R\u00e9f\u00e9rences associ\u00e9es \ud83d\udd17<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.kafinea.com\/documentation\/finances\/les-comptes-bancaires-tiers\/\">Les comptes bancaires tiers<\/a><\/li>\n<li><a href=\"https:\/\/www.kafinea.com\/documentation\/finances\/les-prelevements-bancaires\/\">Les pr\u00e9l\u00e8vements bancaires<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udccd O\u00f9 trouver ce module ?Menu principal &gt; Finances Introduction Le module Mandats SEPA permet de g\u00e9rer les autorisations de pr\u00e9l\u00e8vement donn\u00e9es par vos clients. Un mandat SEPA est un document par lequel un d\u00e9biteur (votre client) autorise un cr\u00e9ancier (votre entreprise) \u00e0 pr\u00e9lever des sommes sur son compte bancaire. Il est accessible via Finances&#8230;<\/p>\n","protected":false},"author":17,"featured_media":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"doc_category":[60],"doc_tag":[],"class_list":["post-433259","docs","type-docs","status-publish","hentry","doc_category-finances"],"year_month":"2026-06","word_count":451,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"Kenny Legros","author_nicename":"kenny-legros","author_url":"https:\/\/www.kafinea.com\/fr\/author\/kenny-legros\/"},"doc_category_info":[{"term_name":"Finances","term_url":"https:\/\/www.kafinea.com\/fr\/documentation\/finances\/"}],"doc_tag_info":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Documentation - Les mandats SEPA &#8226; Kafinea<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kafinea.com\/fr\/documentation\/finances\/les-mandats-sepa\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Documentation - Les mandats SEPA &#8226; Kafinea\" \/>\n<meta property=\"og:description\" content=\"\ud83d\udccd O\u00f9 trouver ce module ?Menu principal &gt; Finances Introduction Le module Mandats SEPA permet de g\u00e9rer les autorisations de pr\u00e9l\u00e8vement donn\u00e9es par vos clients. 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